14 reviews

1 / 46 You'll love all of the beautiful colors of the Gulf and the lovely white sands!



Pets allowed:
Wi-Fi available:

Description from owner

SIMPLIFY YOUR VACATION!! Ocean Reef on the Quiet West end of PCB. Pack your swim suit and flip flops, we have covered the rest of your vacation needs! Our spacious, brand new beachfront condo comes fully stocked with everything your family needs for a fabulous vacation. Free Beach Service (just give the attendant the unit number and they'll set up your umbrella and heavy duty lounger chair with cushions), Karaoke, Board Games, Water Toys, Football, Beach Cooler & Movies are just a few of the extras you will find at our vacation home.

ACCOMMODATIONS WITH YOU IN MIND!! Artistically decorated in soothing colors and comfortable furniture. You are sure to feel right at home in no time. The Master Bedroom has a King Sized bed with a full bathroom. It walks out to the Balcony which directly faces the beautiful ocean. You can be lulled to sleep by the sound of the lapping waves each night. The 2nd Bedroom is equally as big as the master. It has a Queen Sized bed and another full bathroom. The kitchen is fully loaded with everything you will need to prepare your meals. The 9 foot ceilings throughout will provide a comfortable and airy feeling. Enjoy the big game, or your favorite program, in HD on the 46" LCD television in the living room (Channel guide is viewable on the television for your convenience!)

GREAT LOCATION!! We are on the quiet west end and close to all you could ever desire: Fabulous Entertainment, Great Restaurants, Shopping, Putt-Putt, Go-Carts, Exciting Water Excursions & Activities, just to name a few. Minutes from great Golf Courses, Grocery Stores, Wal-Mart, Gulf World Marine Park and the Frank Brown Sports Complex! The new Bay County International Airport is nearby and we are walking distance (1 mile) from the very popular Pier Park.

PIER PARK: The 900,000 square foot mega family entertainment complex is the largest venue of its kind in Northwest Florida. Pier Park is a beautifully landscaped complex with festive, colorful Caribbean architecture. From the many favorite restaurants and national chain stores, Pier Park also boasts beautiful walking paths, a park for summer concerts and festivals, a 16 screen movie theater and much more. Pier park is the perfect destination for families, couples, kidseveryone! And don't forget to check out the City Pier right across the street, they offer very economical fishing packages!

CONVENIENT PARKING!! Reserved parking is located directly beneath the Ocean Reef, so you will not need to cross the street for parking, as is the case with most condos in Panama City Beach (PCB). Simply park and walk a few spaces to one of the high speed elevators. If you have multiple vehicles, there are available unassigned spaces on many levels of the parking garage, and overflow parking across the street.

AVOID THE TRAFFIC!! Use Nautilus St., directly in front of Ocean Reef, to easily get to Back Beach Rd.(aka Hwy. 98), so you can avoid the busier traffic on Front Beach Rd. If you want to check out the East end of PCB, you can easily get onto Middle Beach/Hutchison Blvd. from the condo, and again, save some time. GREAT LOCATION!

AMAZINGLY HUGE BALCONY!! You will be mesmerized by the view from one of the largest balconies in PCB! Enjoy the 10' Wide x 28' Long balcony located on the very desirable 11th floor. You can easily see marine life such as DOLPHINS, STINGRAYS, LARGE FISH and even SEA TURTLES as they swim and play before you. PELICANS and SEA GULLS will glide on by as you relax outdoors sipping your morning coffee or your afternoon refreshment.

TREAT YOURSELF TO A FANTASTIC VACATION!! Surround yourself with emerald green and sapphire blue waters. Relax and unwind as your toes sink into sand as soft and white as powdered sugar. The perfect beach vacation awaits you here at The Ocean Reef, one of the newest Gulf Front condo developments with over 320 feet of uncrowded beachfront.

SEE YOU SOON!! If you are looking for a Stress-Free, No-Hassle, Rejuvenating Vacation with all the Comforts from Home at a Great Value, then LOOK NO FURTHER. #1104 at Ocean Reef is all this and so much more!!

Beds: 1 King Bed, 1 Queen Bed, 1 Sofa Bed

TripAdvisor Property ID: 7056715

About the area

We are in a great location directly on the beach. So much to see, do and eat! Check out our binder which is filled with nearby places to visit and fun things to do. Two of my favorites are snorkeling at ST Joseph State Park, and Gulf World...

Owner profile

Milly W.
Years listed:

Languages spoken: English



  • Air conditioning
  • Balcony/Terrace
  • Grill
  • Heating
  • Balcony/Terrace
  • High Speed Internet
  • Private indoor pool
  • Hot tub/Jacuzzi
  • Linen provided
  • Private outdoor pool (unheated)
  • Parking Included
  • Secure parking
  • Balcony/Terrace
  • Safe
  • Sea view
  • Staffed property
  • Towels provided
  • Waterfront
  • Wi-Fi available


  • Ceiling Fans
  • Clothes dryer
  • Dishwasher
  • DVD player
  • Freezer
  • Hair dryer
  • Iron
  • CD player
  • Refrigerator
  • Satellite TV
  • Microwave
  • Stove
  • Toaster
  • TV
  • Washing machine


  • Cycling Trips
  • Fishing
  • Water sports
  • Horse riding
  • Sauna

Reviews (14)

Excellent – based on 14 reviews Excellent
14 reviews

“Perfect, well stocked condo. Great owners!”

Reviewed 19 Mar 2017

Thank you Milly for renting us your condo. It was perfect for our family of 5. My 14 yr old loved that the Wi-Fi was not slow. Everything we needed for a beach vacation and then some was available in the condo. It was very clean and updated. Very nice inside, the balcony was amazing. The master bedroom with access to the balcony and view is a great bonus. I loved that the building was not as big as one of the huge condo complexes down the street, there are so many condos in those buildings that the beach gets crowded by them. Milly was prompt with responses and the rental process was very easy, even when we booked last minute. I have already had some friends ask for the link to this property based on my pictures. If we come back to this area we will definitely stay here again.

Owner's reply: I am so happy that your family enjoyed your time on the beach. Thank you so much for telling your friends about our place on the beach:) Mi casa es Tu' casa!! Come back soon! Sincerely, Milly

“One of the best vacations ever!”

Reviewed 18 Oct 2016

What a great place to stay at the beach! It is a wonderful unit that is so beautifully decorated and clean. Everything we needed was in this unit. Great location and wonderful view of the gulf and beach. Easy access to the unit and elevators. The patio is oversize with access from the master bedroom and living room - great for lunch and dinner outside! We will stay there again!!

Owner's reply: Hi Penny! I am thrilled that you and your husband had a fabulous time and a good experience at our condo on the beach. Fall is my all time favorite season to go to Panama City Beach. There are no crowds and you feel like you have the whole beach to yourself. The balcony is my favorite place in the condo. We just updated it so folks can enjoy it even more! Come back soon! You are always welcome at our little peace of heaven on the ocean!! milly

“Fall Vacation”

Reviewed 3 Oct 2016

We stayed in the best and cleanest condo at Panama City Beach, Fl. It provided everything you would need for a home away from home. The balcony is nice and roomy, a very nice place to eat any meal while watching the waves come in and maybe even see a dolphin or two. I recommend this condo to anyone who wants a comfortable homey place to stay while on vacation. I hope to stay at this same place year after year. This was my second year.. Can't wait for next year!!

“Loved It!”

Reviewed 21 Sep 2016

Thank you so much for letting us stay in your beautiful condo on the beach......my family and I just loved it. You had everything we needed in the condo, and it was very nicely decorated and I loved how clean and fresh it was! But the best part was definitely the huge balcony, if we weren't in the ocean (loved the beach service too :)) or pool, we spent most of our time on the balcony enjoying the wonderful views. We also enjoyed all of the restaurants, shopping, and amenities nearby (the boys loved the putt putt and go-karts right across the street. I would definitely recommend your beautiful condo to my family and friends, and we can't wait to come back.....thanks again for your all of your help! Betsy

“great family vacation”

Reviewed 2 Aug 2016

This was our first time at Panama City Beach. I looked at over 50 condos and narrowed it down to Milly's place at Ocean Reef. the condo was GREAT, clean tons of games and beach items. the free beach service was fantastic. We were able to walk a lot of places. the ocean was calm. I have no negative things to say about the condo or our stay. Milly was great to work with responses were fast. I will defiantly keep Milly's number handy for the next trip. Thanks for sharing your place with us. If you go GULF WORLD is a must.

“Amazing Family Vacation”

Reviewed 25 Jul 2016

Thank you so much for sharing your condo with our family. It was absolutely beautiful! The Condo was perfect! Our family had an amazing time here and look forward to coming back next year! Thanks Milly and Corey!! The Paris Family

Owner's reply: You two look adorable!! Thanks so much for staying at our place Dawn. We are so happy that you al had a good time together on one of the most beautiful beaches on earth. Let me know as soon as you confirm your dates for next years vacation. Summers can book up fast. I hope the rest of you year is filled wit peace, joy and love:)! milly

“Absolutely Best Condo!”

Reviewed 18 Jul 2016

We were absolutely thrilled with our stay here! The first thing you noticed when you walked in the condo was how clean it smelled. All of the furniture was updated, the rooms decorated in a tasteful beach theme, and made you feel right at home. I was especially excited to see how fully stocked the spacious laundry room was with every beach toy, chair, & float you could imagine for everyone in the family. Lots of toys, books to read, board games, coloring books, and movies to watch (they're in the bottom dresser drawer of the guest bedroom, BTW). We never ran out of things to do. Milly & Corey really know how to take care of their guests! We had not one single issue with any of the appliances, TV's, Wi-Fi, cable etc. (which is unusual anywhere you go.) The balcony is so spacious, with plenty of room for the whole family to sit out together and eat or just enjoy the ocean. My husband and I especially enjoyed being able to open our sliding glass door in the master bedroom and listen to the waves every night (we slept great!).The entire property was very well maintained, and the beach access was so convenient; you walk right from the property, to the pool or the beach. We also loved that we had two chairs and an umbrella reserved for us the entire week, and the little surfer guy working in the tiki hut was very helpful and polite. This was a great vacation, and the fact that we had such a great place to stay was really the icing on the cake. The only advice I would give someone is to pack your car the night before you leave. We checked out on a Saturday morning (along with everyone else in the resort) so getting an elevator was about impossible. We had to carry our luggage down six flights of stairs because the elevators were so packed with people leaving at the same time. Lesson learned. We had such a good experience for our first time in Panama City and we definitely want to return here next year! with us.

Owner's reply: Dear Susan, Thank you for the kind words above. We really appreciate them. Also thanks to al of you for taking such good care of our place on the beach. We are so glad to have guests like you who really appreciate their family time together. It made me so happy to see your pictures. Especially the one of your son on his paddle board. I can't wait to try that this Fall when I go down to Panama City Beach with my husband Corey. Come back soon. Mi casa es Tu' casa!! milly

“Simply Amazing”

Reviewed 1 Jun 2016

Milly was so considerate and easy to work with. The condo was everything we expected and more. The views from the balcony are breathtaking and the condo is close to everything Panama City Beach has to offer!! We enjoyed our stay and this will be our spot from now on. Milly was very personable and so quick to respond. Thanks for making our trip easy and painless and we can't wait to go back hopefully by Summer's end!!!

Owner's reply: I truly hope you can make it back this Summer Leslie. Your trip was far too short. Don't be surprised if you get a call from me one day:) I'm so wanting to visit Louisiana!! Take care and have a great Summer season and year! milly

“Awesome stay in PCB”

Reviewed 31 May 2016

Despite having been to Fla. many times, this was our first visit to the "Emerald Coast" of the panhandle with its white sands and greenish tinted water (harmless microscopic algae and quite lovely.). A caveat. Those seeking a more "tropical" experience may want to go further South into Florida, as I saw more pine trees than palm trees. That said, the condo we rented and the area itself was fabulous for a week stay with awesome sea breezes the norm. From a well designed floor-plan (Laundry room was right by front door, perfect for beach clean up and that pesky sand), to board games and books on hand, (my little one learned to play Yahtzee one day it rained) the place seemed to have everything needed. Beach toys and chairs, dishes, towels galore, to name but a few. There are several restaurants and attractions within easy walking distance, and my little one enjoyed the snack bar and arcade directly across the street. The condo has a nice open feel to it that seems to draw one towards the balcony and a spectacular view of the beach and the gulf. Other than being with my family, the balcony was my favorite part of the trip. So restful and relaxing spending hours listening to the surf. That's right, I said surf on the gulf of Mexico. While not huge waves as on the Atlantic side, this beach gets some decent small waves that that produce the relaxing surf sound and which my child loved bobbing about in.In addition, there is an area near the shore where seashells collect so finding some beauties there is quite easy. As a sometimes teacher, I give the stay an "A" without hesitation. It would have been nice to have had a movie channel on the cable TV for rainy days or late night but that is a minor gripe. Really not there to watch TV. The best advice I can give someone is to keep your resort wristbands with you always as security will check even if you are in the pool or such. Again, my highest recommendation for a fun filled family vacation, and we surely plan on returning some day.

Owner's reply: Being a former teach myself Richard, I am so pleased to have received an "A"!! Thank you for the thoughtful and very descriptive review. Tis will really help folks get a feel for Panama City Beach and all it has to offer them. We have many DVD's of movies in the guest bedroom. I'm going to have to make sure folks know where they are, in the dresser drawer under the TV. Hope you can come back soon!

“Magnificent View!!”

Reviewed 30 Mar 2016

This place is right on the beach, as close to the ocean as you can get. There is a 30' balcony/deck that faces the ocean. The view is so peaceful & tranquil allowing you to see miles down the beach in both directions. The place is spacious and very clean. Being clean is a prerequisite for us, and it fit the bill. Two large bedrooms, each with a TV and attached bathrooms. Nice size kitchen with all the amenities including a breakfast bar and large table. A living room with two couches and another large screen TV overlook the ocean. There is a nice size laundry room with a washer & dryer. Another nice feature is convienent parking in the garage. There is a very nice pool conveniently located next to a large hot-tub. Both very visible from the balcony. If your into shopping & restaraunts there is a world-class shopping mall (very unique) that we walked to via the beach. There are two huge piers you could spend hours on. We played golf at two courses; Hombre (27 holes) & Bay Point (36 holes). Both excellant. There is plenty to do and see, all within a few miles. But, it was always nice to get back to the condo with the magnificent view. I highly recommend this place. We feel fortunate we stayed there. My son wanted to move there!

Owner's reply: Corey and I were so glad to have you stay at our place!! We hope you and the family can come back real soon! milly

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Owner Supplied Testimonials

Although we are new to this site, we have the most reviews in Ocean Reef, and a 5-Star rating. See all of our EXCELLENT REVIEWS on our listing at Vacation Rentals By Owner. Just enter Vacation Rentals By Owner into your browser and then enter our listing number: 376863