17 reviews

1 / 46 You'll love all of the beautiful colors of the Gulf and the lovely white sands!



Pets allowed:
Wi-Fi available:

Description from owner

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TripAdvisor Property ID: 7056715

About the area

We are in a great location directly on the beach. So much to see, do and eat! Check out our binder which is filled with nearby places to visit and fun things to do. Two of my favorites are snorkeling at ST Joseph State Park, and Gulf World...

Owner profile

Milly W.
Years listed:

Languages spoken: English



  • Air conditioning
  • Balcony/Terrace
  • Grill
  • Heating
  • Balcony/Terrace
  • High Speed Internet
  • Private indoor pool
  • Hot tub/Jacuzzi
  • Linen provided
  • Private outdoor pool (unheated)
  • Parking Included
  • Secure parking
  • Balcony/Terrace
  • Safe
  • Sea view
  • Staffed property
  • Towels provided
  • Waterfront
  • Wi-Fi available


  • Ceiling Fans
  • Clothes dryer
  • Dishwasher
  • DVD player
  • Freezer
  • Hair dryer
  • Iron
  • CD player
  • Refrigerator
  • Satellite TV
  • Microwave
  • Stove
  • Toaster
  • TV
  • Washing machine


  • Cycling Trips
  • Fishing
  • Water sports
  • Horse riding
  • Sauna

Reviews (17)

Excellent – based on 17 reviews Excellent
17 reviews

“Wonderful condo!”

Reviewed 5 Jul 2017

My family was there the last week of June, and it was our first time staying at Ocean Reef in Milly's condo. It was exceptional! We had everything we needed, and the condo was the best we have stayed in since we started going to PCB almost 20 years ago. We will definitely be back!

Owner's reply: Darren, Corey and I are so happy that in almost 20 years of visiting PCB you consider our condo the best you have stayed in. You just made my week! Do come back again soon. You are always welcome:) Take care and have a great summer! milly

“Beautiful views❤️Gorgeous condo ❤️”

Reviewed 27 Jun 2017

Absolutely loved this condo! The views are amazing! Milly was wonderful in answering our emails about our stay and questions. The parking garage was a plus never having to fight for a spot was awesome! The condo was decorated very cute and very clean. They had it stocked with everything for the beach which was a huge plus. Also having the lounge chairs on the beach was wonderful they really did think of everything! Family friendly atmosphere. Will be staying again!

Owner's reply: I am so thrilled that you enjoyed your stay in our condo and in Panama City Beach. Thank you for your generous words and for complimenting the decor. Many of the paintings and photos where taken by me. We look forward to your coming back to our bit of paradise on the beach. Have a great summer!! milly

“The Real Deal”

Reviewed 31 May 2017

If you have read the previous reviews, there is not much more I can add. From initial contact with Milly to departure, everything was top notch. The business aspect was prompt and seamless. The condo is everything and more. Clean, spacious inside and out, stocked with everything imaginable and some things you haven't thought of yet. It is evident Milly and Corey have a gem of a condo. Reluctantly I will share this find with my friends and acquaintances. Thank you for an experience worthy of a repeat. 4 Educators (2 celebrating recent retirement + 2 recharging for another year. LOL)

Owner's reply: Paula, thank you for the kind words. I was once an educator as well and I know how important R&R is for them. Congratulations if you were one of the retirees!! If not, enjoy your summer off. I hope to hear back from you soon. Maybe you could come back at the end of summer too!! Tell your friends we have lots of openings after July, 2017!! Take Care, milly

“Perfect, well stocked condo. Great owners!”

Reviewed 19 Mar 2017

Thank you Milly for renting us your condo. It was perfect for our family of 5. My 14 yr old loved that the Wi-Fi was not slow. Everything we needed for a beach vacation and then some was available in the condo. It was very clean and updated. Very nice inside, the balcony was amazing. The master bedroom with access to the balcony and view is a great bonus. I loved that the building was not as big as one of the huge condo complexes down the street, there are so many condos in those buildings that the beach gets crowded by them. Milly was prompt with responses and the rental process was very easy, even when we booked last minute. I have already had some friends ask for the link to this property based on my pictures. If we come back to this area we will definitely stay here again.

Owner's reply: I am so happy that your family enjoyed your time on the beach. Thank you so much for telling your friends about our place on the beach:) Mi casa es Tu' casa!! Come back soon! Sincerely, Milly

“One of the best vacations ever!”

Reviewed 18 Oct 2016

What a great place to stay at the beach! It is a wonderful unit that is so beautifully decorated and clean. Everything we needed was in this unit. Great location and wonderful view of the gulf and beach. Easy access to the unit and elevators. The patio is oversize with access from the master bedroom and living room - great for lunch and dinner outside! We will stay there again!!

Owner's reply: Hi Penny! I am thrilled that you and your husband had a fabulous time and a good experience at our condo on the beach. Fall is my all time favorite season to go to Panama City Beach. There are no crowds and you feel like you have the whole beach to yourself. The balcony is my favorite place in the condo. We just updated it so folks can enjoy it even more! Come back soon! You are always welcome at our little peace of heaven on the ocean!! milly

“Fall Vacation”

Reviewed 3 Oct 2016

We stayed in the best and cleanest condo at Panama City Beach, Fl. It provided everything you would need for a home away from home. The balcony is nice and roomy, a very nice place to eat any meal while watching the waves come in and maybe even see a dolphin or two. I recommend this condo to anyone who wants a comfortable homey place to stay while on vacation. I hope to stay at this same place year after year. This was my second year.. Can't wait for next year!!

Owner's reply: Hi there! Thank you for this wonderful review. I just wanted to invite you down for your third vacation at our place on Panama City Beach. We would love to have you come back down to stay at our place. We have availability in August. Hope you can make it! Have a great Summer!! milly

“Loved It!”

Reviewed 21 Sep 2016

Thank you so much for letting us stay in your beautiful condo on the beach......my family and I just loved it. You had everything we needed in the condo, and it was very nicely decorated and I loved how clean and fresh it was! But the best part was definitely the huge balcony, if we weren't in the ocean (loved the beach service too :)) or pool, we spent most of our time on the balcony enjoying the wonderful views. We also enjoyed all of the restaurants, shopping, and amenities nearby (the boys loved the putt putt and go-karts right across the street. I would definitely recommend your beautiful condo to my family and friends, and we can't wait to come back.....thanks again for your all of your help! Betsy

Owner's reply: Hi Betsy, Thanks for the wonderful review. It was a pleasure working with you. If you wanted to plan a summer vacation, we have lots of availability in August! Let me know. We would love to have you all back this year. Take care. Millt

“great family vacation”

Reviewed 2 Aug 2016

This was our first time at Panama City Beach. I looked at over 50 condos and narrowed it down to Milly's place at Ocean Reef. the condo was GREAT, clean tons of games and beach items. the free beach service was fantastic. We were able to walk a lot of places. the ocean was calm. I have no negative things to say about the condo or our stay. Milly was great to work with responses were fast. I will defiantly keep Milly's number handy for the next trip. Thanks for sharing your place with us. If you go GULF WORLD is a must.

Owner's reply: Hi Sherry, I'm sorry that I missed your amazing review last year and I want to thank you for the sweet words. Families like you really make renting my condo so well worth it. Just wanted to inform you too that we have lots of available weeks in August that I thought you might want to know about. I hope you and your family can come back to visit again this year. Take care, milly

“Amazing Family Vacation”

Reviewed 25 Jul 2016

Thank you so much for sharing your condo with our family. It was absolutely beautiful! The Condo was perfect! Our family had an amazing time here and look forward to coming back next year! Thanks Milly and Corey!! The Paris Family

Owner's reply: You two look adorable!! Thanks so much for staying at our place Dawn. We are so happy that you al had a good time together on one of the most beautiful beaches on earth. Let me know as soon as you confirm your dates for next years vacation. Summers can book up fast. I hope the rest of you year is filled wit peace, joy and love:)! milly

“Absolutely Best Condo!”

Reviewed 18 Jul 2016

We were absolutely thrilled with our stay here! The first thing you noticed when you walked in the condo was how clean it smelled. All of the furniture was updated, the rooms decorated in a tasteful beach theme, and made you feel right at home. I was especially excited to see how fully stocked the spacious laundry room was with every beach toy, chair, & float you could imagine for everyone in the family. Lots of toys, books to read, board games, coloring books, and movies to watch (they're in the bottom dresser drawer of the guest bedroom, BTW). We never ran out of things to do. Milly & Corey really know how to take care of their guests! We had not one single issue with any of the appliances, TV's, Wi-Fi, cable etc. (which is unusual anywhere you go.) The balcony is so spacious, with plenty of room for the whole family to sit out together and eat or just enjoy the ocean. My husband and I especially enjoyed being able to open our sliding glass door in the master bedroom and listen to the waves every night (we slept great!).The entire property was very well maintained, and the beach access was so convenient; you walk right from the property, to the pool or the beach. We also loved that we had two chairs and an umbrella reserved for us the entire week, and the little surfer guy working in the tiki hut was very helpful and polite. This was a great vacation, and the fact that we had such a great place to stay was really the icing on the cake. The only advice I would give someone is to pack your car the night before you leave. We checked out on a Saturday morning (along with everyone else in the resort) so getting an elevator was about impossible. We had to carry our luggage down six flights of stairs because the elevators were so packed with people leaving at the same time. Lesson learned. We had such a good experience for our first time in Panama City and we definitely want to return here next year! with us.

Owner's reply: Dear Susan, Thank you for the kind words above. We really appreciate them. Also thanks to al of you for taking such good care of our place on the beach. We are so glad to have guests like you who really appreciate their family time together. It made me so happy to see your pictures. Especially the one of your son on his paddle board. I can't wait to try that this Fall when I go down to Panama City Beach with my husband Corey. Come back soon. Mi casa es Tu' casa!! milly

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Owner Supplied Testimonials

Although we are new to this site, we have the most reviews in Ocean Reef, and a 5-Star rating. See all of our EXCELLENT REVIEWS on our listing at Vacation Rentals By Owner. Just enter Vacation Rentals By Owner into your browser and then enter our listing number: 376863