33 reviews

1 / 46 Enjoy the largest balcony in Panama City Beach.....10' wide x 28' Long!!



Pets allowed:
Wi-Fi available:

2 Full baths

Description from owner

SIMPLIFY YOUR VACATION!! Ocean Reef on the Quiet West end of PCB. Pack your swim suit and flip flops, we have covered the rest of your vacation needs! Our spacious, brand new beachfront condo comes fully stocked with everything your family needs for a fabulous vacation. Free Beach Service (just give the attendant the unit number and they'll set up your umbrella and heavy duty lounger chair with cushions), Karaoke, Board Games, Water Toys, Football, Beach Cooler & Movies are just a few of the extras you will find at our vacation home.

ACCOMMODATIONS WITH YOU IN MIND!! Artistically decorated in soothing colors and comfortable furniture. You are sure to feel right at home in no time. The Master Bedroom has a King Sized bed with a full bathroom. It walks out to the Balcony which directly faces the beautiful ocean. You can be lulled to sleep by the sound of the lapping waves each night. The 2nd Bedroom is equally as big as the master. It has a Queen Sized bed and another full bathroom. The kitchen is fully loaded with everything you will need to prepare your meals. The 9 foot ceilings throughout will provide a comfortable and airy feeling. Enjoy the big game, or your favorite program, in HD on the 46" LCD television in the living room (Channel guide is viewable on the television for your convenience!)

GREAT LOCATION!! We are on the quiet west end and close to all you could ever desire: Fabulous Entertainment, Great Restaurants, Shopping, Putt-Putt, Go-Carts, Exciting Water Excursions & Activities, just to name a few. Minutes from great Golf Courses, Grocery Stores, Wal-Mart, Gulf World Marine Park and the Frank Brown Sports Complex! The new Bay County International Airport is nearby and we are walking distance (1 mile) from the very popular Pier Park.

PIER PARK: The 900,000 square foot mega family entertainment complex is the largest venue of its kind in Northwest Florida. Pier Park is a beautifully landscaped complex with festive, colorful Caribbean architecture. From the many favorite restaurants and national chain stores, Pier Park also boasts beautiful walking paths, a park for summer concerts and festivals, a 16 screen movie theater and much more. Pier park is the perfect destination for families, couples, kidseveryone! And don't forget to check out the City Pier right across the street, they offer very economical fishing packages!

CONVENIENT PARKING!! Reserved parking is located directly beneath the Ocean Reef, so you will not need to cross the street for parking, as is the case with most condos in Panama City Beach (PCB). Simply park and walk a few spaces to one of the high speed elevators. If you have multiple vehicles, there are available unassigned spaces on many levels of the parking garage, and overflow parking across the street.

AVOID THE TRAFFIC!! Use Nautilus St., directly in front of Ocean Reef, to easily get to Back Beach Rd.(aka Hwy. 98), so you can avoid the busier traffic on Front Beach Rd. If you want to check out the East end of PCB, you can easily get onto Middle Beach/Hutchison Blvd. from the condo, and again, save some time. GREAT LOCATION!

AMAZINGLY HUGE BALCONY!! You will be mesmerized by the view from one of the largest balconies in PCB! Enjoy the 10' Wide x 28' Long balcony located on the very desirable 11th floor. You can easily see marine life such as DOLPHINS, STINGRAYS, LARGE FISH and even SEA TURTLES as they swim and play before you. PELICANS and SEA GULLS will glide on by as you relax outdoors sipping your morning coffee or your afternoon refreshment.

TREAT YOURSELF TO A FANTASTIC VACATION!! Surround yourself with emerald green and sapphire blue waters. Relax and unwind as your toes sink into sand as soft and white as powdered sugar. The perfect beach vacation awaits you here at The Ocean Reef, one of the newest Gulf Front condo developments with over 320 feet of uncrowded beachfront.

SEE YOU SOON!! If you are looking for a Stress-Free, No-Hassle, Rejuvenating Vacation with all the Comforts from Home at a Great Value, then LOOK NO FURTHER. #1104 at Ocean Reef is all this and so much more!!

Beds: 1 King Bed, 1 Queen Bed, 1 Sofa Bed

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TripAdvisor Property ID: 7056715

About the area

We are in a great location directly on the beach. So much to see, do and eat! Check out our binder which is filled with nearby places to visit and fun things to do. Two of my favorites are snorkeling at ST Joseph State Park, and Gulf World...

Owner profile

Milly W.
Years listed:

Languages spoken: English, Spanish


Check in time: 15:00, Check out time: 10:00
If you have any questions about check-in or check-out times, please contact the owner/manager.
This owner does not use online booking. Please contact them and they will be able to offer you a secure way to pay for your stay. Never pay for your holiday rental by wire transfer (such as Western Union or Moneygram) as this type of payment is untraceable.

Damage deposit: $200.00
No smoking at this property



  • Bedroom 1: King bed
    Bedroom 2: Queen Bed
    Beds in other rooms: Sofa beds


  • Air conditioning
  • Balcony/Terrace
  • Grill
  • Heating
  • Balcony/Terrace
  • High Speed Internet
  • Private indoor pool
  • Hot tub/Jacuzzi
  • Linen provided
  • Private outdoor pool (unheated)
  • Parking Included
  • Secure parking
  • Balcony/Terrace
  • Safe
  • Sea view
  • Staffed property
  • Towels provided
  • Waterfront
  • Wi-Fi available


  • Ceiling Fans
  • Clothes dryer
  • Dishwasher
  • DVD player
  • Freezer
  • Hair dryer
  • Iron
  • Stereo system
  • Refrigerator
  • Satellite TV
  • Microwave
  • Stove
  • Toaster
  • TV
  • Washing machine


  • Cycling Trips
  • Fishing
  • Golf
  • Water sports
  • Horse riding
  • Sauna


  • 2 Full baths

Reviews (33)

33 reviews

“Amazing condo!!”

Reviewed 27 May 2019

We truly loved our stay in PCB this year! We come every year and have never had a view quite like this one. We saw tons of sting rays, a shark, and 4 dolphins while sitting in the balcony. It was awesome! Milly is super sweet and very quick to respond with any questions. The condo was clean, the beds were comfy, and the whole unit was spacious. It’s located in a great spot. Very close to shopping, eating, and a go cart/mini golf place right across the street. We will definitely be back again!

Owner's reply: Brittany I am thrilled that you all came to Panama City beach and chose to stay at our place! I agree that our balcony is a great place to view the beautiful creatures of the sea. Last year I got to swim with baby sting rays on our beach and it was one of the most amazing experiences I’ve ever had! I’m glad you plan to come back soon. We would love to have you all again! Warmest wishes, Milly

“Fabulous Condo for 20 Year Anniversary Trip”

Reviewed 2 May 2019

What a wonderful vacation! The condo was clean, quiet, and very comfortable. The large balcony has the best views and is a great place for morning coffee and evening sunsets. Beds are nice and firm with wonderful quilts. The master bath has double sinks, which is great. The second bathroom is very large. Both bedrooms have TVs, ceiling fans and there is even a box fan if you need one. It has a key-less entry which is a great touch so you don't ever have to worry about remembering the key. Beach chairs & umbrella are included and already set up so you don't have to look for a spot on the beach. There is also a reserved parking place. There is a nice pool and hot tub on the property. Also, security guards at the entrance. The location is awesome. Quite part of the beach, and close to amenities like Pier Park, The Aquarium, Sharky's (which is a blast) and other restaurants; some within walking distance. It is also close to Wal-Mart and an Urgent Care. Mini golf and go-carts are across the street. All-in-all, you can't go wrong with this one. Very cute beach themed decor to get anyone in the mood for the beach! We can't wait for another visit. Michelle & Jerry

Owner's reply: Michelle and Jerry and thank you for such a great review. I am thrilled that you enjoyed the condo and Panama City beach!! I hope you all come back real soon. Have a great summer. Warmest wishes, Millu

“Perfect relaxing condo”

Reviewed 26 Sep 2018

The location and view that this condo provides to being oceanfront is awesome. We were schedule to go to Myrtle Beach the day after hurricane Florence was to make landfall and Milly was great to work with on last minute reservation of there condo. My husband and I need this break and the condo was just like having a home away from home and very relaxing. I highly suggest this condo rental to everyone and working with Milly was top notch. can't say enough great things about this condo and what it provides for your vacation. We will for sure be staying at this condo again, hopefully sooner than later......

Owner's reply: I am so glad it all worked out and that you and your husband were able to go on vacation after all. Thank you for the kind compliment. We love the condo too and can't wait to return ourselves.Please come back whenever you can.! Sincerely, milly

“Wonderful, Ocean Front Condo w/ an Amazing View!”

Reviewed 26 Jun 2018

We really enjoyed staying in Milly's condo on the beach! It is very centrally located with Pier Park just a short distance West, Go Carts and Golf behind, an Ocean Front view, and so many other attractions and the State Park just down the beach to the East. The pictures are accurate, but the roar of the ocean and 11th floor views can't be adequately replicated. The sunsets, they are amazing! Enjoy. We sure did. Daily, reserved beach chair service was an unexpected plus. It's now on our "highly recommended" list. Thanks again, Milly!

Owner's reply: Hi Brian! I'm so glad you all had a good time and enjoyed the ocean and the many Panama City Beach activities that are so close by! We too really enjoy the sunsets from our balcony or while walking on the beach! Come back soon. You are always welcome!! Sincerely, milly

“We had a fabulous week, only wish it was longer.”

Reviewed 17 Jun 2018

We celebrated our anniversary while at the condo. What a great place to do so. The view from the balcony was great & the beach was fantastic. First time in along while we vacationed without our daughter & it was very romantic. We tried the Runaway Island next door & it was very nice. We tried somewhere new every night & all were very good. We ate seafood & more seafood & yet more seafood. We had always gone to Daytona Beach in years past but this was our second year in Panama City Beach & we love it so much more the DB. We would definitely recommend this condo. It had everything we needed & then some. Thank you Milly for a very romantic & fun filled week at your lovely condo, Amy & Don

Owner's reply: Dear Don and Amy, I am thrilled that you both had a wonderful time together. I can't think of a more romantic place than on the ocean hearing the surf all night long! Thank you so much for celebrating your anniversary at our "bit of Heaven on Earth", our condo on the beach!! My husband can't get enough of the seafood in Panama City Beach, and you are so right, Runaway Island restaurant next door is fabulous! You can dine outside as the sunsets. The sunset on our beach is simply beautiful! Come back any time Don & Amy!! milly

“Great, roomy condo”

Reviewed 6 Mar 2018

I have been going to Panama City Beach since the 80's and this was one of the nicest and roomiest places I have stayed for the money. The bedrooms and bathrooms are larger than you would expect. Will probably stay again. All the other guests in the building were so nice and friendly and so were the maintenance guys who were always on the go keeping things nice.

Owner's reply: Corey and I are so happy that you and your wife chose to stay at our place this year for your winter getaway. Thank you for the kind words you posted concerning our condo. We try our hardest to make it warm and inviting to our guests. We too love that it is so roomy and that our balcony is the biggest we have seen on Panama City Beach. This is why we bought it!! Come back any time!! "Mi casa es Tu' casa!!" (My house is your house!!) Peace & Joy, milly

“Best place to stay in Panama City”

Reviewed 10 Nov 2017

I have been going to Panama City since 2009. We have stayed at this condo the last 3 years. I will never stay anywhere else. You get so much for your money. It is very spacious, beautifully taken care of, clean, homey and has everything you could possibily want for a vacation. The beach services are the added bonus. The balcony is large and you get lost looking at the ocean. We always want to stay longer.

Owner's reply: Thanks Tracey!! We are always happy to rent our condo to regulars!! We have some folks who have been returning for 6 years, which is when we first got our condo brand new. We hope you will be able to return for years to come. Happy Thanksgiving!! Sincerely, milly

“Everything you could want!”

Reviewed 8 Oct 2017

1104 is just perfect. Wonderful location, condo is beautiful, balcony is fantastic and provides an amazing view day and night. Corey and Milly have everything possible to make their condo and your stay the best ever. From the beach chair service to the games, movies, beach toys and the wonderful decor of the condo, you won't find a better place to stay. Will definitely be back. Thank you for sharing your condo!

Owner's reply: Hi Tina!! Corey and I are thrilled that your stay at our condo was such a positive one. Thanks for the great review. We really appreciate your sharing the experience with other potential guests. Happy Holidays!! Warmest Wishes, milly

“1104 Ocean Reef”

Reviewed 19 Aug 2017

Had a wonderful stay in 1104 with our daughter and son in law. They made use of the free chair rental every sunny day, and we enjoyed the view from our spacious balcony. Beautiful condo and view. Spacious and close to everything. Would definitely revisit.

Owner's reply: Hi Angela!! Thank you for sending me the wonderful photo of you and your husband on the beach. I so love seeing pictures of our guests enjoying themselves in the sun. You made my whole day!! Corey and I love the beach service so we have to get it each year for our guests too.Come back and enjoy the view again soon. You are always welcome at our place on the beach!! Milly

“Gorgeous Condo”

Reviewed 8 Aug 2017

Our family absolutely loved this condo! The views were amazing and the balcony was outstanding. We loved eating breakfast and drinking our coffee while just looking at the ocean. Milly and Corey was wonderful in answering our emails and questions before booking.The parking garage was a plus and loved having an assigned parking spot. The decor in the condo was beautiful and had so many extras. We used the lounge chairs that were included on the beach. The location was excellent and wasnt the beach area wasnt crowed like some of the condos around. Will be staying again!

Owner's reply: Thank you for your kind review. Corey and I are so happy that you were able to visit Panama City Beach this year. We sincerely hope you had the best of times with your family. Do come back soon. You are always welcome at our place on the beach. Please feel free to make it your second home too!! We hope the rest of 2017 is filled with peace, joy and love for you and your family!! Warmest Wishes, milly

Review 1-10 of 33
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Owner Supplied Testimonials

Although we are new to this site, we have the most reviews in Ocean Reef, and a 5-Star rating. See all of our EXCELLENT REVIEWS on our listing at Vacation Rentals By Owner. Just enter Vacation Rentals By Owner into your browser and then enter our listing number: 376863